South Carolina Car Insurance

Independent insurance agents are able to provide you with insurance quotes from multiple different carriers so if you are comparison shopping, make sure to include an independent agent in your list. If you just got your auto insurance renewal, you are probably shocked by the rates and want to find lower rates with a different company.

If you're comparing equivalent auto insurance quotes, you should get a good idea of which insurance company offers the lowest price.

You CAN Pay Less for South Carolina Car Insurance!

South Carolina ranks 22 out of 50 states in what drivers pay for car insurance. Comprehensive averages about $150 and collision coverage is around $254. The key thing to remember is to make sure your car insurance quotes compare the same insurance limits for liability and physical damage coverage.

Local South Carolina insurance agents can give you quotes from many companies approved to sell insurance in South Carolina, and they also provide you with professional advice and guidance. Car insurance rates don't always go up, and in fact they do decrease occassionally.

South Carolina Low-Cost Car Insurance

There is a very good chance that you are currently paying too much for car insurance. With over 4,561,242 people in the state of South Carolina, you wouldn't think one of the most stolen vehicles in South Carolina would be a 1995 Ford Crown Victoria, but it is. But don't think that your car can't be stolen just because you live in South Carolina.

Compare South Carolina Car Insurance Rates

If you own a home in South Carolina, a good way to save money on your car insurance is to combine your auto and home policies with the same company.

State Farm, Farmers Insurance, Allstate and More!

Your 'dec' page or declarations page of your auto insurance policy outlines your current coverages and shows you the coverages you need to compare South Carolina insurance rates.

Not every insurance company raises rates with every renewal. Some actually lower rates when they have favorable underwriting profits from the prior year. Your current South Carolina car insurance company may be charging you significantly more than you should be paying.

Low Income and Liability Only Quotes

Don't assume the rates you paid last year for South Carolina car insurance will be the same this year. It's important to comparison shop your coverage with different South Carolina insurers every year. If you need an insurance agent to help you with your car insurance coverages, our website lists many of the agents in South Carolina.

Online car insurance rates for South Carolina can be significantly different than what you may get from an agent, so it's important to get quotes from both to make a fair comparison. Many consumers still prefer to use an insurance agent rather than buying insurance on the web.

Money Saving Tips When Buying Car Insurance

  • Claim free insureds may receive discounts off their rates
  • If your insurance company uses driver assignments, make sure the drivers on your policy are assigned to the correct vehicles
  • Students with good grades often qualify for a discount rate
  • Having a longer policy term or paying your premium in full can save money
  • Consider dropping physical damage coverage on older vehicles
  • Buying low profile cars rather than high performance sports cars or expensive SUV saves on insurance
  • Click here to compare rate quotes and see if you're spending too much on car insurance in South Carolina.

Comparison quotes only take a few minutes and could save you 40% or more. Click to start a quote!

Compare South Carolina Rates
South Carolina Insurance Statistics
  • Minimum liability requirements in SC are $25,000 per person, $50,000 per accident, and $25,000 in property damage liability
  • There are 4,561,242 people in SC, over 2,918,900 licensed drivers, and over 13,566 vehicle thefts each year
  • Comprehensive coverage costs and average of $150 and collision coverage averages $254. Liability insurance is an additional $475.
  • South Carolina ranks 22 out of 50 states for car insurance costs. Average car insurance rates in SC are $762.
  • Homeowners insurance in South Carolina average $808 but if you combine your home and car insurance with the same company you could get a discount.
Most Stolen Cars in South Carolina
  • 1995 Ford Crown Victoria
  • 1997 Ford Explorer
  • 1989 Chevrolet Caprice
  • 1994 Honda Civic
  • 1997 Ford Ranger
  • 2007 Dodge Ram Pickup
  • 1997 Ford Taurus
  • 1996 Jeep Cherokee/Grand Cherokee
  • 1997 Ford F150 Pickup
  • 1994 Honda Accord