Want to save money and find more affordable Audi R8 insurance in Columbia? Do you get overwhelmed by the number of car insurance sources in your area? Many other drivers are too. There are so many sources available that it can turn into a lot of work to lower your prices for Audi R8 insurance in Columbia. Columbia is a great city to raise a family in, but expensive car insurance rates can make it nearly impossible to buy proper levels of coverage.
Astonishing but true according to a recent study, the majority of drivers have bought car insurance from the same company for at least four years, and just short of a majority have never quoted car insurance rates at all. U.S. drivers could save themselves about 47% a year by just shopping around, but most undervalue how much savings they would realize if they changed companies.
Locating the best rates in Columbia seems hard but is not really that difficult. Nearly every driver who shops for auto insurance should be able to save money. But South Carolina car owners need to have an understanding of how insurance companies price online insurance and use this information to your advantage.
How to buy Audi R8 insurance in Columbia, SC
When price shopping your coverage, comparing more rates from different companies provides better odds of finding the best rates.
The companies shown below can provide free quotes in South Carolina. If the list has multiple companies, we suggest you visit two to three different companies to get the best price comparison.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|R8 4.2 Quattro||$304||$780||$412||$24||$124||$1,644||$137|
|R8 4.2 Quattro||$408||$870||$342||$20||$102||$1,742||$145|
|R8 5.2 Quattro 10Cyl||$518||$1314||$386||$22||$116||$2,356||$196|
|R8 5.2 Quattro 10Cyl||$578||$1568||$386||$22||$116||$2,670||$223|
|Get Your Own Custom Quote Go|
Data rating is based on single male driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and South Carolina minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-vehicle, and multi-policy. Price estimates do not factor in vehicle location which can alter price quotes considerably.
Physical damage deductible comparison
The information below demonstrates how choosing different deductibles and can change Audi R8 insurance costs for each age group. The data assumes a single male driver, comp and collision included, and no additional discounts are factored in.
Exclusive versus independent insurance agents
Many people would rather sit down with an agent and that is recommended in a lot of cases A nice benefit of comparing rates online is you can get better rates but still work with a licensed agent.
Once you complete this simple form, the coverage information is transmitted to local insurance agents in Columbia that can give you free Columbia auto insurance quotes and help you find cheaper coverage. You never need to find an agent on your own as quotes are delivered directly to you. You can most likely find cheaper rates and work with a local agent. If for some reason you want to get a price quote from a specific auto insurance provider, you can always search and find their rate quote page and give them your coverage information.
Deciding on an insurance company shouldn't rely on just a cheap price quote. The answers to these questions are important, too.
- Does the quote include credit and driving reports?
- Has the agent ever had any license suspensions?
- If you raise deductibles, how much can you save?
- Will the agent help in case of a claim?
- Where would glass claims be handled in Columbia?
- Is the agency active in community causes in Columbia?
- Is every driver in your family covered?
Exclusive or Independent: There is a difference
If you want to use a reliable insurance agent, it's important to understand the types of agencies and how they are slightly different. Agents in Columbia can either be exclusive or independent.
Exclusive Auto Insurance Agents
Agents that choose to be exclusive have only one company to place business with and some examples include State Farm, Allstate and AAA. Exclusive agents cannot shop your coverage around so keep that in mind. They are well trained on the products they sell which helps them sell insurance even at higher premiums. Consumers sometimes choose to use a exclusive agent mainly due to loyalty to the company and the convenience of having all coverages with one company.
The following is a list of exclusive insurance agencies in Columbia that are able to give rate quotes.
- Bill Weathersbee - State Farm Insurance Agent
9440 Two Notch Rd - Columbia, SC 29223 - (803) 788-7981 - View Map
- Allstate Insurance: Doug Kington
3201 N Beltline Blvd - Columbia, SC 29204 - (803) 799-1178 - View Map
- Jimmy Gilbert Jr - State Farm Insurance Agent
1303 Assembly St Ste A - Columbia, SC 29201 - (803) 799-3077 - View Map
Agents of this type do not sell for just one brand and that enables them to quote your coverage through many different auto insurance companies and potentially find a lower price. If your agent finds better pricing, your agent can switch companies and the insured can keep the same agent.
When comparing auto insurance rates, we recommend you compare prices from a few independent agents in order to have the best price comparison. Most can insure with additional companies that you may not be familiar with who may have lower rates.
Listed below is a short list of independent insurance agents in Columbia willing to provide rate quotes.
- Nationwide Insurance - Clark Farley Ins Agency Inc
8313 Two Notch Rd - Columbia, SC 29223 - (803) 788-4211 - View Map
- Midland Agency
22 Office Park Ct - Columbia, SC 29223 - (803) 788-1312 - View Map
- David M Gilston Insurance Agency
455 St Andrews Rd # A2 - Columbia, SC 29210 - (803) 772-3122 - View Map
Once you have satisfactory answers to all your questions and an acceptable price quote, you've probably found an insurance agency that is a good match to service your policy. But remember, you are entitled to terminate coverage whenever you wish so never assume that you are permanently stuck with a specific agent with no way out.