Insurance for Volvo XC60Want a free price quotes on lower-priced Volvo XC60 insurance in Columbia? Nobody I know looks forward to paying premiums for car insurance, especially when they know they could lower their rates if they shopped around.

A study showed that most South Carolina car insurance customers kept their coverage with the same car insurance company for four years or more, and roughly 40% of drivers have never taken the time to shop around. Consumers in America could cut their rates by about $860 a year just by comparing rates, but most just don't grasp the rate savings if they swap their current policy for a cheaper one. You have multiple insurers to buy insurance from, and even though it's nice to be able to choose, it makes it harder to adequately compare rates for Volvo XC60 insurance in Columbia.

Smart consumers take time to get comparison quotes before your policy renews due to the fact that insurance rates tend to go up over time. Even if you got the best rate on Volvo XC60 insurance in Columbia a couple years back you may be paying too much now. Don't believe everything you read about XC60 insurance on the internet, but you can learn the easiest ways to reduce your car insurance bill.

The following companies can provide quotes in Columbia, SC. If more than one company is shown, we recommend you compare several of them to find the most affordable auto insurance rates.

Volvo XC60 Insurance Costs in Columbia, SC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
XC60 3.2 2WD $206 $404 $378 $22 $112 $1,122 $94
XC60 3.2 AWD $256 $440 $272 $16 $82 $1,066 $89
XC60 T6 AWD AWD $204 $406 $392 $24 $118 $1,144 $95
XC60 T6-R AWD AWD $232 $414 $304 $18 $92 $1,060 $88
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Prices based on married female driver age 40, no speeding tickets, no at-fault accidents, $500 deductibles, and South Carolina minimum liability limits. Discounts applied include safe-driver, multi-policy, claim-free, multi-vehicle, and homeowner. Premium costs do not factor in zip code location which can increase or decrease premiums noticeably.

Policy deductibles

The illustration below illustrates how choosing a deductible and can change Volvo XC60 insurance costs for each different age category. The premiums assume a married female driver, full coverage, and no policy discounts are applied.

Get rate quotes but still have a local neighborhood Columbia car insurance agent

Certain consumers would prefer to sit down with an agent and we recommend doing that Professional agents can help you choose the best coverages and help submit paperwork. A good thing about comparing insurance online is you may find lower rates but also keep your business local.

To find an agent, once you fill out this form (opens in new window), your insurance coverage information is transmitted to companies in Columbia who want to provide quotes for your business. It's much easier because you don't need to contact an agency because prices are sent to the email address you provide. In the event you want to compare rates from a particular provider, don't hesitate to find their quoting web page to submit a rate quote request.

Picking an insurance company should include more criteria than just a cheap price quote. Get answers to these questions too.

Independent or Exclusive: It's your choice

If you want to buy insurance from a reputable insurance agent or broker, there are a couple of different types of agencies from which to choose. Insurance agents can be classified as either exclusive or independent agents depending on their company appointments. Either type can insure your vehicles properly, but it's worth learning how they differ since it can affect the selection process.

Exclusive Agencies

Exclusive agents can usually just insure with one company and examples are Farmers Insurance and State Farm. These agents are unable to shop your coverage around so if the price isn't competitive there isn't much they can do. They receive a lot of sales training on their company's products which can be an advantage.

The following is a short list of exclusive agents in Columbia who may provide you with comparison quotes.

Bill Weathersbee - State Farm Insurance Agent
9440 Two Notch Rd - Columbia, SC 29223 - (803) 788-7981 - View Map

2100 Gervais St a - Columbia, SC 29204 - (803) 799-1998 - View Map

6316 St Andrews Rd b - Columbia, SC 29212 - (803) 798-0404 - View Map

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Independent Insurance Agents

Independent agencies do not have single company limitations and that gives them the ability to insure with a variety of different insurance companies and get the cheapest rates. If your premiums go up, they simply switch companies in-house which makes it simple for you. When searching for an agent, it's a good idea to include price quotes from at a minimum one independent agency in order to have the best price comparison.

Below is a short list of independent insurance agencies in Columbia that can give you price quote information.

1 Fernandina Ct - Columbia, SC 29212 - (803) 732-0060 - View Map

1320 Elmwood Ave - Columbia, SC 29201 - (803) 779-7854 - View Map

4700 Forest Dr - Columbia, SC 29206 - (803) 451-0076 - View Map

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