Discount Chevy Corvette insuranceScraping up a payment for expensive Chevrolet Corvette insurance in Columbia can bleed your savings, especially in this economy. Comparing price quotes can be a smart way to make ends meet.

It's astonishing, but nearly 70% of customers have stayed with the same insurance company for at least four years, and nearly 40% of drivers have never even shopped around for affordable coverage. South Carolina consumers can save roughly 55% each year, but they underestimate the amount of money they would save if they moved their coverage to a different company. Because you have many options for buying affordable insurance for a Chevy Corvette in Columbia, it is hard for the average consumer to locate the right insurer.

Finding the cheapest auto insurance coverage in Columbia is quite easy. If you have a current auto insurance policy or just want a better rate, you can use these tips to shop for the lowest rates without reducing coverage. Consumers only need an understanding of the tricks to shop on the web.

Reducing your Chevy Corvette insurance rates is a fairly straight forward process. Consumers just need to spend a few minutes on the computer to compare rate quotes online with multiple companies.

Online shopping is fast and free, and it makes it a waste of time to actually drive to each insurance agency near you. Quoting Chevy Corvette insurance online eliminates the need for an insurance agent unless you prefer the peace of mind only provided by licensed Columbia agents. Some companies do allow you to comparison shop online but have a local agent actually write the policy.

The providers in the list below provide price quotes in Columbia, SC. If more than one company is shown, we recommend you get rates from several of them in order to get a fair rate comparison.

Chevrolet Corvette Insurance Estimates in Columbia, SC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corvette 2-Dr Coupe $256 $566 $254 $16 $76 $1,168 $97
Corvette GS 2-Dr Coupe $494 $762 $296 $18 $88 $1,658 $138
Corvette 2-Dr Convertible $416 $890 $328 $20 $98 $1,752 $146
Corvette GS 2-Dr Convertible $532 $840 $380 $22 $114 $1,888 $157
Corvette Z06 2-Dr Coupe $326 $698 $254 $16 $76 $1,370 $114
Corvette ZR1 2-Dr Coupe $672 $1382 $226 $14 $68 $2,362 $197
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Price data assumes married male driver age 30, no speeding tickets, no at-fault accidents, $100 deductibles, and South Carolina minimum liability limits. Discounts applied include homeowner, multi-policy, claim-free, multi-vehicle, and safe-driver. Table data does not factor in zip code location which can affect auto insurance rates substantially.

Physical damage deductible comparison

One common question asked by Columbia drivers is where to set your physical damage deductibles. The rates shown below approximate the costs and benefits between low and high deductibles. The first rate table uses a $250 deductible and the second data table uses a $500 deductible.

Chevrolet Corvette insurance rates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corvette 2-Dr Coupe $366 $682 $226 $14 $68 $1,381 $115
Corvette GS 2-Dr Coupe $434 $762 $226 $14 $68 $1,529 $127
Corvette 2-Dr Convertible $434 $762 $290 $18 $86 $1,615 $135
Corvette GS 2-Dr Convertible $468 $840 $290 $18 $86 $1,727 $144
Corvette Z06 2-Dr Coupe $468 $840 $226 $14 $68 $1,641 $137
Corvette ZR1 2-Dr Coupe $602 $1158 $226 $14 $68 $2,093 $174
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Chevrolet Corvette insurance rates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Corvette 2-Dr Coupe $298 $550 $226 $14 $68 $1,156 $96
Corvette GS 2-Dr Coupe $352 $614 $226 $14 $68 $1,274 $106
Corvette 2-Dr Convertible $352 $614 $290 $18 $86 $1,360 $113
Corvette GS 2-Dr Convertible $380 $678 $290 $18 $86 $1,452 $121
Corvette Z06 2-Dr Coupe $380 $678 $226 $14 $68 $1,366 $114
Corvette ZR1 2-Dr Coupe $490 $934 $226 $14 $68 $1,732 $144
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Data assumes married male driver age 30, no speeding tickets, no at-fault accidents, and South Carolina minimum liability limits. Discounts applied include claim-free, homeowner, multi-vehicle, safe-driver, and multi-policy. Table data does not factor in the specific area where the vehicle is garaged which can raise or lower auto insurance rates significantly.

Using the data above, we can ascertain that using a $250 deductible will cost you approximately $23 more each month or $276 for a full year than requesting the higher $500 deductible. Due to the fact that you would have to pay $250 more out of your own pocket with a $500 deductible as compared to a $250 deductible, if you usually have at least 11 months between claim filings, you would probably save some money by going with a higher deductible.

How to decide to raise your deductibles

Average monthly premium for $250 deductibles: $139
Average monthly premium for $500 deductibles (subtract): - $116
Monthly savings from raising deductible: $23
Difference between deductibles ($500 - $250): $250
Divide difference by monthly savings: $250 / $23
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 11 months

Compare rates but still have a neighborhood Columbia auto insurance agent

A small number of people still prefer to buy from a licensed agent and that can be a great decision Most agents can help you build your policy and will help you if you have claims. A nice benefit of price shopping on the web is you may find cheaper prices and still have a local agent.

Columbia insurance agentsUpon completion of this simple form, your information is emailed to agents in your area who will give you quotes for your business. It simplifies rate comparisons since you won't have to leave your house since rate quotes are delivered instantly to you. If you need to compare rates from a particular provider, feel free to jump over to their website and fill out the quote form the provide.

Selecting an insurance company needs to be determined by more than just the premium amount. Before buying a policy in Columbia, get answers to these questions.

Types of car insurance agents

When looking for a reliable insurance agency, there are a couple of different types of agents and how they differ in how they quote coverages. Auto insurance agents are considered either independent agents or exclusive agents depending on their employer. Either can insure your vehicles, but it is important to understand the difference between them because it can impact your selection of an agent.

Exclusive Agents

Agents that choose to be exclusive have only one company to place business with and examples are American Family, State Farm, and AAA. Exclusive agents are unable to provide rate quotes from other companies so they have to upsell other benefits. These agents are very knowledgeable on their products and sales techniques and that allows them to sell at a higher price point.

Shown below is a short list of exclusive agencies in Columbia who may provide you with rate quotes.


1821 Clemson Rd #1 - Columbia, SC 29229 - (803) 865-7800 - View Map


3201 N Beltline Blvd - Columbia, SC 29204 - (803) 799-1178 - View Map


111 Sparkleberry Crossing Rd #10 - Columbia, SC 29229 - (803) 788-9188 - View Map

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Independent Auto Insurance Agents

These agents are not employed by any specific company so they can write business with multiple insurance companies and potentially find a lower price. If premiums increase, they simply move the coverage in-house which requires no work on your part. When searching for an agent, we recommend you include a couple of independent agencies for maximum quote selection.

The following are independent insurance agents in Columbia willing to provide price quote information.


2640 Gervais St d - Columbia, SC 29204 - (803) 779-3501 - View Map


776 St Andrews Rd - Columbia, SC 29210 - (803) 772-6969 - View Map


6168 St Andrews Rd - Columbia, SC 29212 - (803) 798-4499 - View Map

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