Insurance for Jeep Grand CherokeeSearching for the cheapest auto insurance rates in Columbia, SC? Columbia consumers have options when looking for the lowest priced Jeep Grand Cherokee insurance. They can either waste time struggling with agents trying to get quotes or leverage the internet to find the lowest rates.

There is a right way and a wrong way to compare auto insurance rates so you're going to learn the best way to compare rates for your Jeep and get the best price possible.

Smart consumers take time to shop coverage around periodically because rates go up and down regularly. Just because you had the lowest premium rates on Jeep Grand Cherokee insurance in Columbia a couple years back you may be paying too much now. Block out anything you think you know about auto insurance because you're going to get a crash course in one of the quickest ways to find lower rates on auto insurance.

Save money by receiving discounts

Companies offering auto insurance don't always list all discounts very clearly, so the list below gives a summary of some of the best known as well as some of the hidden savings tricks you should be using when you buy Columbia car insurance online.Cheaper car insurance with discounts

It's important to note that some of the credits will not apply to all coverage premiums. A few only apply to the cost of specific coverages such as liability, collision or medical payments. Despite the fact that it seems like having all the discounts means you get insurance for free, that's just not realistic.

Some of the larger companies that have most of the discounts above possibly include:

When getting a coverage quote, ask every prospective company to apply every possible discount. Depending on the company, some discounts may not be offered in every state. If you would like to view car insurance companies who offer car insurance discounts in South Carolina, click here to view.

The method we recommend to compare rates for Jeep Grand Cherokee insurance in Columbia utilizes the fact auto insurance companies provide online access to compare rate quotes. All consumers are required to do is provide the companies a bit of rating information including your general credit rating, daily mileage, how old drivers are, and what you do for a living. Those rating factors is instantly sent to multiple top-rated companies and you get price estimates within a short period of time.

To check car insurance prices now, click here and enter the information requested.

The companies shown below are ready to provide price comparisons in South Carolina. If multiple companies are listed, we suggest you get price quotes from several of them in order to find the most competitive rates.

Jeep Grand Cherokee Insurance Rates in Columbia, SC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Cherokee Laredo 2WD $140 $274 $386 $22 $116 $938 $78
Grand Cherokee Laredo 4WD $162 $280 $342 $20 $102 $906 $76
Grand Cherokee Limited 2WD $286 $644 $386 $22 $116 $1,454 $121
Grand Cherokee Limited 4WD $318 $706 $444 $26 $132 $1,626 $136
Grand Cherokee SRT-8 4WD $208 $414 $386 $22 $116 $1,146 $96
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Cost estimates assume single female driver age 50, no speeding tickets, no at-fault accidents, $500 deductibles, and South Carolina minimum liability limits. Discounts applied include claim-free, safe-driver, multi-policy, multi-vehicle, and homeowner. Information does not factor in Columbia location which can revise coverage prices noticeably.

Auto insurance premiums based on gender

The information below illustrates the comparison of Jeep Grand Cherokee insurance costs for male and female drivers. The premiums assume no claims or driving citations, comprehensive and collision coverage, $500 deductibles, drivers are not married, and no discounts are taken into consideration.

Higher deductibles lower rates

One of the hardest decisions when shopping for auto insurance is at what level do you set your deductibles. The data tables below may aid in understanding the differences in price between high and low physical damage deductibles. The first rate estimation uses a $100 physical damage deductible and the second rate chart uses a $500 deductible.

Jeep Grand Cherokee insurance premium estimates with $100 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Cherokee Laredo 2WD $294 $530 $342 $20 $102 $1,313 $109
Grand Cherokee Laredo 4WD $294 $530 $342 $20 $102 $1,313 $109
Grand Cherokee Limited 2WD $332 $624 $342 $20 $102 $1,445 $120
Grand Cherokee Limited 4WD $332 $624 $342 $20 $102 $1,445 $120
Grand Cherokee SRT-8 4WD $332 $624 $342 $20 $102 $1,445 $120
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Jeep Grand Cherokee insurance premium estimates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Grand Cherokee Laredo 2WD $214 $358 $342 $20 $102 $1,036 $86
Grand Cherokee Laredo 4WD $214 $358 $342 $20 $102 $1,036 $86
Grand Cherokee Limited 2WD $242 $422 $342 $20 $102 $1,128 $94
Grand Cherokee Limited 4WD $242 $422 $342 $20 $102 $1,128 $94
Grand Cherokee SRT-8 4WD $242 $422 $342 $20 $102 $1,128 $94
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Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and South Carolina minimum liability limits. Discounts applied include safe-driver, homeowner, multi-vehicle, claim-free, and multi-policy. Prices do not factor in vehicle garaging location which can decrease or increase auto insurance rates noticeably.

Based on the figures above, using a $100 deductible costs about $25 more each month or $300 each year than quoting the higher $500 deductible. Since you would pay $400 more out-of-pocket with a $500 deductible as compared to a $100 deductible, if you go at least 16 months between claim filings, you would probably be better off if you elect the higher deductible.

Compare prices but still have a local neighborhood Columbia car insurance agent

A lot of people would rather get advice from a local agent and that is OK! Professional insurance agents are trained risk managers and help you file claims. The biggest benefit of comparing insurance prices online is you can get cheaper prices but still work with a licensed agent. And buying from neighborhood agents is still important in Columbia.

To find an agent, once you fill out this simple form, your insurance coverage information is emailed to local insurance agents in Columbia who will give you quotes for your car insurance coverage. You don't have to do any legwork since price quotes are sent instantly to you. If you wish to get a rate quote from a specific insurance company, just visit that company's website and complete a quote there.

Below is a short list of auto insurance companies in Columbia that are able to give price quote information for Jeep Grand Cherokee insurance in Columbia.

More insurance agents

Selecting an insurance company requires more thought than just the quoted price. You should also get answers to these questions.

After getting acceptable answers to any questions you may have as well as a price you're happy with, you've probably found an insurer that is reputable and can provide car insurance coverage.

Quote more to save more

We've covered quite a bit of information on how to shop for Jeep Grand Cherokee insurance online. The key concept to understand is the more companies you get premium rates for, the better likelihood of getting affordable Columbia car insurance quotes. You may even be surprised to find that the most savings is with the least-expected company.

Insureds who switch companies do it for a variety of reasons including poor customer service, delays in responding to claim requests, policy cancellation or being labeled a high risk driver. It doesn't matter what your reason, finding a great new company can be easier than you think.

When you buy Columbia car insurance online, make sure you don't sacrifice coverage to reduce premiums. There are many occasions where an accident victim reduced comprehensive coverage or liability limits and discovered at claim time that the savings was not a smart move. Your focus should be to buy the best coverage you can find at a price you can afford, but don't skip important coverages to save money.

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