South Carolina ranks at #19 in the U.S. for auto insurance rates. We pay an average rate of $1,350 per year to insure our vehicles which is real close to the U.S. average of $1,325.
Even though our rates aren't out of line compared to the rest of the country, we can control costs by making sure we are buying the lowest-cost insurance policy available.
A recent study showed that in the last 4 years, about 70% of car insurance customers did NOT shop around. And in that time, they overpaid by over $3,400. That's about $850 a year that was wasted because they didn't want to take the time to compare rates from other carriers.
You may think you are not overpaying for auto insurance, but the fact is you probably are if you haven't done a price comparison in the last year. Insurance companies regularly change their rates based on market conditions, and even though you may not have seen a large jump in price with your last renewal, there may be other companies who now have cheaper rates than your company.
That's why it's important to shop around with every policy renewal if you want the cheapest rate. South Carolina is a great place to live and raise a family, but if you're wanting the best price on auto insurance here, you have to do a little homework.
Our site can help reduce the time it takes to comparison shop and also help you learn a thing or two about the coverages you need. A great benefit of an annual rate comparison is that it forces you to take a look at your coverages and adjust them if necessary. Maybe that older SUV doesn't require full coverage anymore, or maybe you want more asset protection and need higher liability rates.
The vehicles shown below are the most popular sold in South Carolina, so it makes sense that they are also the most frequently quoted and insured. More cities and models are available by clicking the button links below each list.
Popular Vehicles for Auto Insurance Quotes in Columbia
Popular Vehicles for Auto Insurance Quotes in Charleston