Insurance rates Nissan Murano in ColumbiaAre you tired of trying to find more competitive Nissan Murano insurance in Columbia? Trying to find cheaper insurance for a new or used Nissan Murano in South Carolina could be a painful process, but you can learn a few tricks to find lower rates. There are both good and bad ways to shop for auto insurance and you need to know the best way to quote coverages for a new or used Nissan and locate the lowest price either online or from Columbia insurance agents.

It's a good habit to check auto insurance prices periodically due to the fact that insurance prices change frequently. Just because you had the best deal on Nissan Murano insurance in Columbia two years ago there is a good chance you can find better rate quotes now. Don't believe everything you read about Murano insurance on the internet, but in a few minutes you can learn some tested techniques to lower your auto insurance rates in Columbia.

Columbia auto insurance discounts

Car insurance is not cheap, but you can get discounts that may help make it more affordable. Certain discounts will be applied at the time you complete a quote, but some may not be applied and must be specially asked for before you will receive the discount.Auto insurance discounts

As is typical with insurance, some of the credits will not apply to the whole policy. The majority will only reduce specific coverage prices like comprehensive or collision. So even though it sounds like all those discounts means the company will pay you, companies wouldn't make money that way.

A few of the larger companies and a selection of discounts can be read below.

If you want cheaper Columbia auto insurance quotes, ask all the companies to apply every possible discount. Savings may not be offered in your state.

Finding cheaper Nissan Murano car insurance rates is a fairly straight forward process. The only thing you need to do is take the time to compare rates from online providers.

The providers in the list below are our best choices to provide free rate quotes in Columbia, SC. If multiple companies are shown, we recommend you visit several of them to get the best price comparison.

Nissan Murano Insurance Cost Estimates in Columbia, SC
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Murano S 2WD $204 $368 $320 $18 $96 $1,006 $84
Murano S AWD $148 $258 $352 $20 $106 $884 $74
Murano SL 2WD $148 $258 $352 $20 $106 $884 $74
Murano SL AWD $168 $304 $328 $20 $98 $918 $77
Murano LE 2WD $256 $514 $386 $22 $116 $1,294 $108
Murano LE AWD $178 $322 $348 $20 $104 $972 $81
Get Your Own Custom Quote Go

Table data assumes married female driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and South Carolina minimum liability limits. Discounts applied include claim-free, multi-policy, safe-driver, multi-vehicle, and homeowner. Rate quotes do not factor in specific zip code location which can change insurance rates substantially.

An analysis of deductible level

When buying auto insurance, a common question is where to set your physical damage deductibles. The rates below help summarize the premium difference when you select higher and lower physical damage coverage deductibles. The first pricing table uses a $250 comprehensive and collision deductible and the second set of rates uses a $500 deductible.

Nissan Murano insurance premium estimates with $250 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Murano S 2WD $264 $444 $342 $20 $102 $1,197 $100
Murano S AWD $264 $444 $342 $20 $102 $1,197 $100
Murano SL 2WD $264 $444 $342 $20 $102 $1,197 $100
Murano SL AWD $264 $444 $342 $20 $102 $1,197 $100
Murano LE 2WD $298 $524 $342 $20 $102 $1,311 $109
Murano LE AWD $298 $524 $342 $20 $102 $1,311 $109
Get Your Own Custom Quote Go
Nissan Murano insurance premium estimates with $500 deductibles
Model Comp Collision Liability Medical UM/UIM Annual Premium Monthly Premium
Murano S 2WD $214 $358 $342 $20 $102 $1,036 $86
Murano S AWD $214 $358 $342 $20 $102 $1,036 $86
Murano SL 2WD $214 $358 $342 $20 $102 $1,036 $86
Murano SL AWD $214 $358 $342 $20 $102 $1,036 $86
Murano LE 2WD $242 $422 $342 $20 $102 $1,128 $94
Murano LE AWD $242 $422 $342 $20 $102 $1,128 $94
Get Your Own Custom Quote Go

Data variables include married male driver age 30, no speeding tickets, no at-fault accidents, and South Carolina minimum liability limits. Discounts applied include homeowner, claim-free, safe-driver, multi-policy, and multi-vehicle. Estimates do not factor in your specific Columbia location which can increase or decrease premium rates considerably.

Based on the figures above, using a $250 deductible costs about $14 more each month or $168 a year than quoting the higher $500 deductible. Since you would pay $250 more out-of-pocket with a $500 deductible as compared to a $250 deductible, if you tend to have more than 18 months between claim filings, you would probably save some money if you choose a higher deductible. The table below shows a better example of how you can decide this on your own policy.

Average monthly premium for $250 deductibles: $103
Average monthly premium for $500 deductibles (subtract): - $89
Monthly savings from raising deductible: $14
Difference between deductibles ($500 - $250): $250
Divide difference by monthly savings: $250 / $14
Number of months required between physical damage coverage claims in order to save money by choosing the higher deductible 18 months

Neighborhood Columbia auto insurance agents

A small number of people still like to visit with an insurance agent and often times that is recommended Good agents can help you choose the best coverages and give you someone to call. The best thing about comparing rate quotes online is that you can find cheap car insurance quotes and still have an agent to talk to.

Find insurance agent in ColumbiaAfter filling out this quick form, the quote information is instantly submitted to insurance agents in Columbia who want to provide quotes for your car insurance coverage. It simplifies rate comparisons since you won't have to contact any agents as quotes are delivered to your email. If you have a need to get a price quote from a specific company, don't hesitate to visit that company's website and complete a quote there.

Deciding on an insurer shouldn't rely on just a cheap price quote. Here are some questions to ask:

Shown below are agents in Columbia willing to provide comparison quotes for Nissan Murano insurance in Columbia.

View more Columbia agents

Don't give up on affordable rates

The cheapest Nissan Murano insurance in Columbia can be bought both online and from local agencies, and you need to comparison shop both in order to have the best chance of saving money. There are still a few companies who may not provide rates over the internet and most of the time these regional insurance providers only sell through independent agencies.

We've covered many ways to find cheaper Nissan Murano insurance in Columbia. The key concept to understand is the more quotes you get, the better likelihood of getting low cost Columbia auto insurance quotes. You may even be surprised to find that the lowest premium rates come from the smaller companies.

Drivers who switch companies do it for a variety of reasons including an unsatisfactory settlement offer, delays in responding to claim requests, policy cancellation or high rates after DUI convictions. It doesn't matter what your reason, finding a new auto insurance company is not as difficult as it may seem.

Additional detailed information can be read by following these links: